Owners Title Insurance Policy: Provides a safeguard for your investment against “unknown title defects”. Title insurance protects you against mistakes or threats that might otherwise result in financial loss to you—including those hidden, or unknown title items. Your title insurance protection is a permanent assurance that your ownership and use will be defended promptly against claims at no cost to you, whether the claim is valid or not.
Mortgage Title Insurance Policy: Protection for the Lender against loss if it is determined that its lien is not valid or is inferior to another lien not shown as an exception to coverage on the policy. This policy is issued in the amount equal to the loan amount.
830-693-3631